Payment Policy

This Payment Policy outlines the terms and methods of payment for all domestic and international orders placed with Rainbow Expotrust. By purchasing from us, you agree to the following payment conditions.

1. Accepted Payment Methods

Rainbow Expotrust offers secure and verified payment options:

• Bank Transfer / NEFT / RTGS / IMPS

• Wire Transfer (International Clients)

• Letter of Credit (LC) – for approved B2B export orders

• Advance Payment (partial or full, as per agreement)

• UPI / Online Payment (for domestic orders only)

All payments must be made in the currency agreed at the time of order confirmation.

2. Payment Terms for Domestic Orders

• Domestic buyers are required to make 100% advance payment, unless special terms are approved by our finance team.

• Orders will not be processed or dispatched until full payment is received and confirmed.

• For recurring or bulk buyers, part-payment terms may be offered after evaluation.

3. Payment Terms for Export Orders

Export payment terms depend on the order type, product category, and buyer relationship:

✔ 100% Advance Payment

Recommended for:

• New buyers

• Small orders

• Private labeling or customized packaging orders

✔ 50% Advance + 50% Before Dispatch

Available for:

• Repeat buyers

• Large volume shipments

• Standard packaging orders

✔ Letter of Credit (LC)

Available for:

• High-value shipments

• Buyers with verified credentials

• Countries with stable banking/payment compliance

LC must be irrevocable, confirmed, and follow internationally accepted banking rules (UCP 600).

4. Order Confirmation

Your order is considered confirmed only after:

1. Payment receipt

2. Verification by our accounts team

3. Approval of export documentation (for export orders)

Production, packing, and dispatch will begin only after confirmation.

5. Currency, Banking Charges & Taxes

• International payments must be made in USD / EUR / GBP / AED, or any currency mutually agreed.

• All bank transfer charges must be borne by the buyer, except where otherwise stated.

• Duties, import taxes, customs fees, or additional charges in the buyer’s country are not included and must be paid by the buyer.

6. Payment Verification

To avoid delays:

• Please share payment receipts, screenshots, SWIFT copies, or transaction confirmations immediately after making payment.

• Orders will be processed only after the payment reflects in our bank account.

7. Refunds & Adjustments

Refunds, if applicable, will be processed as per our Refund & Return Policy.
Refunds are issued only:

• If the order is canceled before dispatch

• If the product is unavailable

• If a valid claim is approved by our quality team

Refunds will be issued through bank transfer only and may take 5–7 working days depending on the bank.

8. Late Payments

• Delayed payments may result in shipment delays.

• If payment is not received within the agreed time, Rainbow Expotrust reserves the right to hold, cancel, or reassign the order.

• Any financial loss due to buyer-side delay will not be our responsibility.

9. Fraud Prevention

Rainbow Expotrust follows strict verification measures.
We reserve the right to:

• Request additional identification for verification

• Reject suspicious payments

• Cancel orders with incomplete or misleading information